Hit-and-run accidents can leave anyone feeling frustrated, confused, and vulnerable. One moment you’re parked safely or driving along, and the next, you’re dealing with damage and no one to hold accountable. At AW Burchell Agency Inc., serving New York, we understand how stressful these situations can be, and we’re here to help you stay one step ahead.

Stay Alert and Drive Defensively

While you can’t predict every driver’s behavior, staying alert is your best first line of defense. Keep your eyes on the road, check mirrors frequently, and watch for erratic drivers. Avoid distractions like your phone or loud music, as anything that pulls your attention away from your surroundings increases your risk of injury.

Park Smart, Especially at Night

Where you leave your car matters. Try to park in well-lit areas or in lots with security cameras. Hit-and-run incidents often occur when vehicles are left unattended in dim, low-traffic areas. If you’re using street parking, choose spots that are visible to other drivers and pedestrians.

Know Your Insurance Coverage

Even with all the proper precautions, accidents happen. That’s why it’s essential to understand your auto insurance policy. Uninsured motorist coverage, for example, can help cover damages if the person who hit you can’t be identified. At AW Burchell Agency Inc., serving New York, we often work with clients to customize policies that include protection for situations like this.

Be Prepared Before It Happens

No one expects to be the victim of a hit-and-run, but preparation makes all the difference. If you’re unsure whether your current insurance offers the proper protection, now is a great time to review it. Contact AW Burchell Agency Inc. today, and let’s make sure you’re fully covered, no matter what the road throws your way.