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AW Burchell Agency Inc

114 River St
Cortland, NY 13045

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Life Insurance in New York


At AW Burchell Agency, we offer multiple life insurance options to residents of New York. All of our policies follow the guidelines and laws set forth by the state of New York and are designed to protect your rights. Make sure that you fully understand these concepts before purchasing a policy.

Payment Timelines

The insurance provider in this state has 30 days to pay a life insurance policy to the person who holds it. Proof of death must be sent to the insurance provider, who must then provide the payment as soon as possible. State laws dictate various fees and interest that the provider will have to pay the insured if they fail to pay the total cost in 30 days or less.

Free Look Safety

In New York, policyholders for any type of insurance can try out an insurance policy for ten days before deciding to buy it. This period is set in place for life insurance, which allows buyers the chance to seek out other policies that may suit their needs.

Grace Period Guidelines

Like many states, New York sets up a grace period for life insurance payments. Typically, customers have 31 days to make a payment before coverage is canceled. A provider who tries to cancel a policy before this grace period due to late payments may be liable to prosecution and various lawsuits by the affected insurance holder.

Guaranty in Case of Business Failure

In some instances, insurance companies may go out of business in a way that could leave their customers out of luck. However, guaranty in this state provides coverage for people with life insurance in this scenario. As a result, their policy won't lapse, and they can avoid having to seek out a new provider. However, they may want to anyway as a way of finding a better policy.

Find the Best Life Insurance Policy

Anyone in New York who wants a great life insurance policy should contact us at AW Burchell Agency to learn more about their options. We have offices in Cortland, Whitney Point, Painted Post, and Ithaca, NY.

Our professionals will work hard to identify coverage for you and set you up with a policy that meets your needs.

Partner Carriers


  • Allstate
  • Amercian Modern
  • Bristol West
  • Broome Co-Operative
  • Central Co-OP CCIC
  • dryden mutual
  • Fingerlakes Fire & Casualty
  • Foremost
  • Hagerty
  • JC Taylor
  • Main Street America
  • Mercury
  • National General
  • Nationwide
  • NYCM
  • Progressive
  • Safeco
  • Travelers
  • USLI
  • Wayne Co op