Flood Insurance in New York
You have probably seen on the news how catastrophic floods can be. Even one inch of water in your home can cause significant damage. That's why having flood insurance is important. You may not be able to prevent this disaster from happening, but you can get insurance coverage from AW Burchell Agency Inc in New York to protect your finances. With that said, let's take you through some flood insurance facts you should know.
You Don't Need to Live Near a Water Body to Be Affected by Floods
Most people assume that only homeowners near water sources require flood insurance. But this isn't the case. Flooding can be caused by heavy rainfall, melting snow, storms, and drainage backups. Just because there isn't a river a mile from your home doesn't mean you aren't at risk. If you're unsure whether this policy is for you, talk to one of our agents in New York for assistance.
Your Homeowners Policy Doesn't Cover Flooding
Most homeowners think home insurance automatically covers floods, but this isn't the case. More often than not, you'll require a separate policy for floods. That's why we suggest you talk to us right away for clarification.
Floods Are More Common Than People Think
When it comes to natural disasters, your home is more likely to experience floods than other perils like earthquakes, tornadoes, and fires. As we've said, flooding doesn't just come from a water body but from other places. Protect your property today by getting flood insurance.
Flood Insurance Isn't Just for Homeowners
This policy can protect homes, apartments, condominiums, rental, and non-residential units. Purchasing it protects the contents inside the property against damage or loss.
Do you reside in New York and have any questions about flood insurance? Contact one of our offices! We have locations in Cortland, Whitney Point, Painted Post, and Ithaca, NY.
AW Burchell Agency Inc is here to answer your questions. We can give you the information you need to make an intelligent decision when purchasing a flood policy.