Protecting your business starts in the parking lot. As you work to grow your company and create a safe environment for your customers, investing in commercial insurance is essential. It helps minimize risks to your inventory and property over time, including accidents that may occur in your parking lot.
At AW Burchell Agency Inc., we specialize in helping businesses secure the correct type of commercial insurance in New York to meet their unique needs.
When Does Commercial Insurance Protect Against Parking Lot Accident Claims?
As a business owner, you are responsible for ensuring your property is safe for visitors. This includes maintaining clutter-free and hazard-free surfaces that are easy to navigate as customers enter your premises.
General liability insurance provides protection for many businesses in these situations. For example, if a customer falls in your parking lot due to unsafe conditions, such as loose steps or a large pothole, this coverage can help protect you from liability. These incidents fall under premises liability, which is the responsibility of property owners to maintain a safe environment for their guests.
If you invest in a Business Owner Policy (BOP), it may include coverage for these types of risks. A BOP combines liability insurance with other essential coverage, helping to reduce your overall insurance costs while providing comprehensive protection.
How We Can Help You
As a business owner, it’s crucial to have commercial insurance that protects you from common risks, including parking lot accidents. At AW Burchell Agency Inc., we offer expert guidance to help you safeguard your business against these threats. Contact our team today to learn more about available commercial insurance options for your New York business.
