{"id":55,"date":"2024-10-28T04:00:00","date_gmt":"2024-10-28T10:00:00","guid":{"rendered":"https:\/\/www.burchellagency.com\/blog\/?p=55"},"modified":"2024-10-25T10:43:07","modified_gmt":"2024-10-25T16:43:07","slug":"what-is-non-owner-auto-insurance-and-do-you-need-it","status":"publish","type":"post","link":"https:\/\/www.burchellagency.com\/blog\/what-is-non-owner-auto-insurance-and-do-you-need-it\/","title":{"rendered":"What is Non-Owner Auto Insurance – and Do You Need It?"},"content":{"rendered":"

Driving is a great privilege and convenience, especially if you own a vehicle. Being on the road as a driver carries great responsibility, and part of that responsibility is to purchase auto insurance. If you live in the Cortland, New York area, our AW Burchell Agency Inc. team is ready to provide you with a full range of options for your auto insurance needs. Our team, previously known as the Rainbow-Wafer Agency, has provided insurance for our area for over 30 years.<\/p>\n

Understanding Non-Owner Auto Insurance<\/h2>\n

If you have a driver’s license but don’t own a car, you must still purchase auto insurance. This type of insurance is called non-owner auto insurance. Buying non-owner insurance will provide you with liability coverage, covering any damage or bodily injury you cause while driving someone else’s vehicle.<\/p>\n

Our research shows that non-owner car insurance is less expensive than traditional car insurance. Many drivers mistakenly believe that they are covered by the insurance of the person who owns their car. This isn’t the case; you need insurance to cover your actions as a driver. The complete cost of these policies will depend on your age, your driving record, the number of years you have been driving, and your location.<\/p>\n

Contact Us Today<\/h2>\n

Car owners and non-owners must obey the New York State laws regarding auto insurance. Talking with one of our experienced agents at AW Burchell Agency Inc. will help you understand all your available auto insurance options. Cortland, New York, residents can feel confident, allowing us to provide them with insurance recommendations. Call us for an appointment today, and let’s talk about insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"

Driving is a great privilege and convenience, especially if you own a vehicle. Being on the road as a driver carries great responsibility, and part of that responsibility is to purchase auto insurance. If you live in the Cortland, New York area, our AW Burchell Agency Inc. team is ready to provide you with a […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[16,13],"class_list":["post-55","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-aw-burchell-agency-inc","tag-new-york"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t